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Lady Lake, FL · Lake County

The Reserve at Hammock Oaks

CDD $96.72 Single-family 40'Single-family 50'Townhomes

Three products at the same address (townhome, 40' and 50') next to The Villages, the largest retirement community in the US. Entry prices among the lowest in the entire Orlando Division.

Quick answer

The Reserve at Hammock Oaks is in Lady Lake (Lake County), with homes starting at $265,000 and 1.269 to 2.828 sq ft. The HOA is $94.00/month is the CDD of $96.72/month, which gives a fixed cost of $211.14 at $296.72 per month. It is about 68 km to Disney and 81 km to MCO airport.

Starting at
$265,000builder list price
Fixed cost /month
$211.14HOA + CDD
Square footage
1.269-2.828sq ft · 118-263 m²
Floor plans
10plans available

Marketing photos by Meritage Homes. Model homes may include optional features.

Current inventory

8 homes available in The Reserve at Hammock Oaks

8 are move-in ready and prices start at $265,000. Click any home to talk to me about it.

Updated on October 30, 2026
Home for sale at 887 Sunshower Dr., Lady Lake, FL Move-in ready
$265,000 887 Sunshower Dr.
Lady Lake, FL · 138 m²
Everglade plan · MLS TB8497866
3 beds2 baths1.483 sq ft2 car garage
See photos and details →
Home for sale at 811 Sunshower Dr., Lady Lake, FL Move-in ready
$294,000 811 Sunshower Dr.
Lady Lake, FL · 171 m²
Foxglove plan · MLS TB8477107
4 beds2 baths1.840 sq ft2 car garage
See photos and details →
Home for sale at 823 Sunshower Dr., Lady Lake, FL Move-in ready
$294,000 823 Sunshower Dr.
Lady Lake, FL · 171 m²
Foxglove plan · MLS TB8510554
4 beds2 baths1.840 sq ft2 car garage
See photos and details →
Home for sale at 851 Sunshower Dr., Lady Lake, FL Move-in ready
$294,000 851 Sunshower Dr.
Lady Lake, FL · 171 m²
Foxglove plan · MLS O6348090
4 beds2 baths1.840 sq ft2 car garage
See photos and details →
Home for sale at 895 Sunshower Dr., Lady Lake, FL Move-in ready
$310,000 895 Sunshower Dr.
Lady Lake, FL · 201 m²
Yellowstone plan · MLS TB8497865
4 beds2 baths2.168 sq ft2 car garage
See photos and details →
Home for sale at 783 Sunshower Dr., Lady Lake, FL Move-in ready
$319,304 783 Sunshower Dr.
Lady Lake, FL · 171 m²
Foxglove plan · MLS O6372009
4 beds2 baths1.840 sq ft2 car garage
See photos and details →
Home for sale at 779 Sunshower Dr., Lady Lake, FL Move-in ready
$323,604 779 Sunshower Dr.
Lady Lake, FL · 185 m²
Hibiscus plan · MLS TB8517620
4 beds3 baths1.988 sq ft2 car garage
See photos and details →
Home for sale at 787 Sunshower Dr., Lady Lake, FL Move-in ready
$375,000 787 Sunshower Dr.
Lady Lake, FL · 263 m²
Violet plan · MLS O6377582
5 beds3 baths2.828 sq ft
See photos and details →

Inventory and prices verified on the builder's site on October 30, 2026. Homes sell quickly, I confirm real availability before any reservation.

Real cost

HOA, CDD and what each product costs per month

ProductHOA /monthCDD /monthFixed total /monthInternetNatural gas
Single-family 40' $94.00 $117.14 $211.14 - -
Single-family 50' $94.00 $138.86 $232.86 - -
Townhomes $200.00 $96.72 $296.72 - -

Figures from the official Meritage Homes community guide (Orlando Division). They do not include property tax (about 1,0% to 1,5% of value per year) or homeowners insurance. Confirm current fees before signing.

Why this matters

Every US$ 100 of monthly fee equals US$ 1.200 a year out of your cash flow, and roughly US$ 36K over 30 years.

Run the numbers

Calculate mortgage payment, taxes, fees and cash flow using this community's price.

Open calculator

Rental policy

Rental policy is set by each community's HOA. We confirm the official document before any reservation.

Request the HOA rules

Floor plans

10 plans available

Square footage, bedrooms and bathrooms of every plan the builder offers in this community.

PlanSq ftm²BedsBaths
Denali1.269 1183 2
Everglade1.483 1383 2
Bluebell1.491 1393 2
Acadia1.607 1494 2
Foxglove1.840 1714 2
Hibiscus1.988 1854 3
Yellowstone2.168 2014 2 + powder room
Zion2.387 2224 3
Primrose2.631 2444 3
Violet2.828 2635 3 + powder room

Plan availability varies by homesite and construction phase. Check the builder's official page or talk to me for today's list of open homesites.

Location and surroundings

What is around The Reserve at Hammock Oaks

Map with schools, grocery stores, healthcare, restaurants and recreation within 4 km, real OpenStreetMap data. Turn the categories on below the map.

Approximate distances

Walt Disney World~68 km
Universal Orlando~66 km
MCO Airport~81 km
Downtown Orlando~68 km
LEGOLAND Florida~101 km
Cocoa Beach~145 km
Tampa~117 km

Straight-line distances from the sales office (707 Sunshower Drive, Lady Lake, FL 32159). Drive time depends on the route and traffic.

Schools and amenities

Nearby schools: Leesburg High School · Villages Elementary of Lady Lake · Carver Middle School - Lake County

Community amenities: Clubhouse · Dog Park · Kid's Splash Pad · Pickleball · Playground · Sand Volleyball Court · Trails · Resort-Style Pool

Official school assignment depends on the exact homesite address and is set by the Lake County school district.

Video

See inside The Reserve at Hammock Oaks

The Reserve at Hammock Oaks community video ▶

Official Meritage Homes video.

Agent's take

Why The Reserve at Hammock Oaks makes the shortlist

  • Lowest entry ticket in the division (from US$ 265.000)
  • Neighbor of The Villages: a continuous flow of 55+ buyers and tenants
  • Three home types let you build a portfolio in the same community
Now selling from the US$ 200K range, The Reserve at Hammock Oaks offers new single-family homes in Lady Lake, FL.

Official builder description, translated from Meritage Homes material.

Talk directly to Carlos Villamil

Homesite availability, delivery times and monthly incentives change every week. Message me and I will pull the real status of The Reserve at Hammock Oaks today.

Direct service

Get the full list with prices, incentives and move-in ready homes

In under 60 seconds you tell me your goal and I build a comparison of the communities that fit your case, with HOA, CDD, total monthly cost and return projection.

  • Personalized comparison of all 13 communities
  • HOA document with the rental policy
  • Current builder incentives
  • Financing simulation (including for foreign buyers)

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Frequently asked questions

About The Reserve at Hammock Oaks

Does The Reserve at Hammock Oaks have a CDD?
Yes. The CDD at The Reserve at Hammock Oaks is $117.14 for 40' single-family homes, $138.86 for 50' single-family homes and $96.72 for townhomes per month, billed with the property tax. Added to the HOA, the fixed monthly cost lands between $211.14 and $296.72.
How much is the HOA at The Reserve at Hammock Oaks?
The HOA is $94.00 per month (40' single-family), $94.00 per month (50' single-family), $200.00 per month (townhomes).
Can I rent out my home at The Reserve at Hammock Oaks?
Rental policy is set by the The Reserve at Hammock Oaks HOA rules and, for short-term rentals, also by Lady Lake zoning. We send the official HOA document with the rental clause before any reservation, in writing, no guesswork.
How much does a home at The Reserve at Hammock Oaks cost?
Prices start at $265,000 and reach about $294,000 depending on the series and plan, for homes from 1.269 to 2.828 square feet (118 to 263 m²). Builder list prices verified on October 30, 2026.
How far is The Reserve at Hammock Oaks from Disney?
The community is roughly 68 km in a straight line from Walt Disney World and 81 km from Orlando International Airport (MCO).
Which schools serve The Reserve at Hammock Oaks?
Nearby schools listed by the builder are: Leesburg High School, Villages Elementary of Lady Lake, Carver Middle School - Lake County. Official assignment depends on the exact homesite address and must be confirmed with the county school district (Lake County).

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Starting at$280,000

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